(MPKBY
AGENTS)
Core Banking Solution (CBS) is a network of post offices, which enables
customers to operate their accounts and avail account related services from any
post office. It replaces the existing sanchay post. The difference between
sanchay and CBS is very simple. Sanchay Post is a LAN (Local Area Network)
based application
. CBS on the other
hand is a centralized application
with internet base.
MPKBY agents canvas customers and procure RD business. At present agents
are preparing bulk lists either manually or through RD Customer package
provided by DOP.
As Finacle CBS is implemented in
DOP, MPKBY/PRSS agents need to prepare bulk list through Web Portal https://dopagent.indiapost.gov.in by using the user name and password.
Every MPKBY/PRSS agent will be provided with user name and password.
Once the agent logons to web
portal, all the accounts linked to the particular agent will be displayed.
Agents can select multiple accounts by clicking the check box. Search option is
also available for selecting the account number with fetch option. Once the
accounts are selected, system navigates to the next screen. After completion of
the selection, the agent has to select SAVE. The saved accounts will be
appeared on the screen.
In Cash Mode, if there is no
rebate payment or partial default payment, the agent can click on “Pay all
saved installments”.
If there are default installments,
Default fee, if any, will be displayed against the particular account. Suppose
if there are three months default, default fee for the 1st defaulted month
alone will be displayed.
After selecting the accounts, we
have to mention the no of total installments (to know default fee or rebate,
click the option ‘get rebate & default fee’) and SAVE the same. After
clicking on ‘pay all saved installments’, a reference number like C123 will be
generated.
Agents can take required number
of print outs from the “Reports” menu by entering the “Reference Number”. The
file can be downloaded either as “PDF” or “XLS”also.
While adjusting to any changed new
scenario, generally we feel nervous. It is quiet natural. At the same time we
have to understand that change is inevitable. Our ancestors already proved that
Wonders and impossible things are possible because of only two things. They are
interest and changing of mindset.
1. What is the maximum and minimum number
of accounts in the schedule?
Fifty is the maximum and minimum is one account.
2. What is the maximum amount of the
schedule?
Maximum amount is Ten thousand. And there
is no maximum limit for the cheque accounts ie deposits made, through cheques,
issued by the customers.
3. Can the agent give the schedules beyond
ten thousand; say 10050- by foregoing the commission for the excess
amount?
NO.
Exact ten thousand should be observed.
4. Is there any restriction in the
submission of number of schedules?
No. Any number of schedules may be given
in the day. However each schedule should not be beyond ten thousand.
5. Is
it compulsory to get cheques for each deposit?
Yes. However, the agent can accept one
cheque for all deposits of the same depositor.
6. Can the agent mingle the cash and
cheque accounts in one schedule?
NO.
7. What about new accounts in the
schedule?
New accounts, RD Loan, Repayment of RD
Loan should be presented separately.
8. Can the depositor pay the RD installment
directly, even though he paid the previous installment through agent?
Yes.
Any account can be accepted in the finacle by delinking or linking from
the agent by obtaining a letter from the depositor.
9. Will the posting be done automatically,
by just generating the list itself?
No. the posting will be completed only
after upgrading the schedule at post office by using the agent ID and reference
number.
10. Can the agent modify or delete the
generated list?
Yes.
11. Is it compulsory to present the generated
list to the post office on the
same day itself?
No. Generated schedules may be submitted to the Post office on any
day, but before the default
date.
12. What is the care, to be taken about
password?
The password will be blocked after
entering the wrong pass word for ten times. It will be released only by the
data migration command centre (DMCC) by raising a request. The password should
also be changed with regular intervals of 180 days for security measures.
13. How can the agent confirm himself about
the upgrading of the schedule?
He
can confirm the upgrading by checking the ledger entries of the account in the
net portal.
14. Can the agent take print outs of the
previous schedules?
Yes. The agent can take the printouts in
the reports menu by entering the reference id of the schedule.
15. How can the software calculate the
rebate on the deposits of the same account, which appears in the two generated
lists?
The rebate will be changed by updating
the second list and total eligible rebate will be given in the second list
itself.
16. What is the default calculation of the RD accounts?
For this purpose the accounts were
segregated two types ie the accounts opened between first and fifteenth of the month and between 16th and last day
of the month. The deposits made beyond the concerned period will be paid with
penalty.
17. Is there any TDS exemption for the schedules
of Rs. 5000- & below?
Yes.
18. At present schedules, for which agency
period is expired, are also being allowed on the basis of collector letter
which confirms the extension is under process. Is there the facility in
finacle?
NO. Transactions could not be performed
by Agents on expiry of Agent License.
19. Is the PAN card compulsory for
opening of SB accounts for agents? Can the agent be allowed with other proof in
the place of PAN?
PAN Card is compulsory. No other proof is allowed.
20. Is there any change in the present default
fee?
Yes. In the finacle software, the default
fee for RD account is one rupee for Rs. 100-Dn.
21. What is the meaning of the term OLD ACCOUNT
NUMBER IS NOT ALLOWNED IN CHEQUES?
A new ten digit number, introduced in the
place of old account number,
should only be used on the cheques.
22. Is the assals number compulsory in operating
the schedule?
No.
The assals number is not compulsory.
23. How can we see the ledger entries of the
account
General details will be appeared on the display screen. However full
details of the account may be found by clicking on the account number.
24. What is the difference between DSA ID and
user id?
Both are same.
25. What is the meaning of pending, success,
failure in generating schedules?
They say the status of the generation of
the schedule. However after successful generation of the schedule only, the
reference number will
be allotted.
26. What about the commission?
The commission, eligible, will
automatically be credited in the SB account of the agent. Hence the Commission
should not be deducted from the total amount of the schedules.
27. Finacle does not allow new accounts in the
routine schedules for the first time. Does it mean that the agent will forego
the commission for the first month?
No. The commission, for the new accounts
also, will automatically be credited into the agent’s SB account.
Thanks to
Shri.
R.V.Raghavarao
System
administrator
Ongole
HO, Prakasam Dn.
Vijayawada
region, AP
Cell
9440232760
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